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Sep 28, 2017 - 34 minute read

Is it easier to get a personal or business loan

Sell unused gift cards: In 2015, an estimated 973 million in gift cards went unused, according to research and advisory firm CEB TowerGroup. Most online gift card exchanges take a few days because you have to mail the card and then wait for a check or direct deposit, but Cardpool kiosks offer instant cash for cards valued at 20 or more.

Youll get slightly less there; the company pays up to 85 of the cards value at its kiosks, while it pays up to 92 if you sell through its website. Pawn something: As a way to borrow money, pawnshop loans are not great.

But theyre quick, and if you cant repay the loan, the pawnshop simply keeps the item you used as collateral. Thats a lot better than ruined credit and calls from debt collectors.

You can often sell outright to a pawnshop, too, instead of borrowing against an item.

Is it easier to get a personal or business loan

Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees.

If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.

Is it easier to get a personal or business loan

If you decide to work with a consumer credit counseling agency, make sure their goals match yours and you are not tied to a scam that can put you into a bigger financial hole. Whenever you sign a short term loan agreement, you agree upon a payment schedule.

This dictates how often you will make payments and how long it will take to repay your loan. Sticking to that schedule will get your loan repaid on time, but what if you chose to pay it off sooner rather than later.

You might be asking, Why should I repay my loan ahead of schedule. One reason is to save money because you will pay less interest on the loan. Another reason to pay it off early is that you wont have stress of having an unpaid debt. Since your finances may already be stretched thin, you might think you can pay your loan off early but even if money is tight, there still might be ways for you to pay off your short term loan faster.

Is it easier to get a personal or business loan
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