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Sep 28, 2017 - 34 minute read

How do payday loans work in california

Many consumers said they started receiving calls from collections agencies years after they paid off a payday loan. Some of these calls were simple errors; others were attempts by scammers to collect a debt that is not owed.

Protect yourself by having documentation that all loans were paid in full. Know where to turn. If you feel a lender has committed fraud or taken advantage of you, file a complaint with BBB, the FTC and the Missouri or Illinois Attorney General, depending on where you live. A BBB study of the payday loan industry found that Missouri laws were among the most favorable to the industry.

How do payday loans work in california

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How do payday loans work in california

Tribal lenders are subject to tribal and certain federal how do payday loans work in california while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.

Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. The purpose of shorter duration loans is to provide the borrower temporary financial relief.

Such loans are not a long-term financial solution.

How do payday loans work in california
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